Issue 36, December 2009
 
 
Is It Time to Revisit RRIFs?
   
Life Insurance — the Ultimate Tax Free Savings Account
   
Mortgage and Credit Services Now Available
   
Year-End Reminders
   
OAS Recovery
   
 
Polson Bourbonniere Financial
Planning Group Inc.*
Dundee Securities Corporation

100 - 7050 Woodbine Ave.
Markham, Ontario L3R 4G8
Tel: 416.498.6181 or 905.413.7700
Toll Free: 1.800.263.0120
Fax: 905.305.0885 info@pbfinancial.com
www.worryfreeretirement.com

Ruth Ashton, CFP®
Investment Advisor
Certified Financial Planner
Phone: (905) 413-7710 rashton@pbfinancial.com

Paul Bourbonniere, CFP®, CLU, CH.F.C.
Investment Advisor
Certified Financial Planner
Phone: (416) 498-6181 pbourbonniere@pbfinancial.com

Lydia Bzowej, BA, CFP®, EPC Investment Advisor
Certified Financial Planner
Phone: (905) 413-7703 lbzowej@pbfinancial.com

Allan Kalin, CFP®
Investment Advisor
Certified Financial Planner
Phone: (905) 413-7706 akalin@pbfinancial.com

Derek Polson
Investment Advisor
Phone: (905) 413-7709 dpolson@pbfinancial.com

Kirk Polson, CFP®, CLU, CH.F.C.
Investment Advisor
Certified Financial Planner
Phone: (416) 498-6181 kpolson@pbfinancial.com

Office Hours
Monday to Friday,
8:30 a.m. - 5:00 p.m.
   
Mortgage and Credit Services Now Available

As you know, we continually look for ways to ensure that we can help you reach all your financial goals, and save you money! Recognizing that our specialty is financial planning, and knowing that a complete wealth plan goes beyond just this element, we have forged a unique partnership with Dundee Mortgage Services, Powered by Invis.

In our office we can now assist you with:

* Mortgages
          * New Home Purchases
          * Recreational Properties
          * Investment Properties
          * Commercial and Industrial Properties
* Cash Back Mortgages
* Refinancing for Existing Mortgages
* Mortgage Pre-approvals with up to 120 Days Rate Guarantee
* Mortgages for Self Employed Individuals
* Second Mortgages
* Mortgage loans up to 95%
* Debt Consolidation Services
* Lines of Credit

Finding the right mortgage has never been more time-consuming, or daunting. With hundreds of lenders out there, each offering their own take on the product, it is important to have an expert to help you make sense of it all. This is where Dundee Mortgage Service comes in and helps to round out our full-service offering. With unparalleled access to over 60 lenders, let them do all the work for you. Best of all, this mortgage expertise comes at no charge to you!